Business

Credit is Everything: Let Joy Holland Teach You How to Repair Yours

Credit repairs can be life-changing, especially for people whose lives are a rollercoaster. Joy Holland is an example of someone who has gone through it all and was able to repair her credit. Better yet, she now offers credit repair services.

When Joy went to college, she obtained a BA in marketing, but could only survive off of multiple part-time jobs. The one full time job she had was in a mortgage company, but she was laid off during the mortgage crisis. She then went back to school to get a new degree that would make it easier for her to find a job that would earn her a living. She became a dental assistant, and then returned to school a last time to learn about ultrasound. After this, Joy got married and decided it was time to clean up her family’s credit.

“I DID IT ON MY OWN WHICH WAS A LOT OF WORK. IT TOOK A VERY LONG TIME, BUT I FINALLY DID IT.” JOY RECALLS. 

Then, Joy got divorced. Having repaired her credit, she was able to cover extra bills and deal with the fact she was by herself now. Joy then had a child whom she was going to raise as a single mom. She eventually found out her son was in the Autism spectrum,  which made it hard for her to find a job that would work for her, given that she had to work from home to be with her child. 

It didn’t stop there: after having her child, she had trouble covering car repairs, day care expenses, and even pipes that bust in her apartment three times. Joy was then determined to find a flexible job that allowed her to help her family and be at home. That is when she found through Instagram Coach Legendary, a credit repair company, whose employees worked from home. Joy joined the company and in less than a week, she had already been promoted from Agent to Field Trainer. 

“WHAT INSPIRED ME TO GET INTO THIS INDUSTRY IS THE THOUGHT OF HELPING PEOPLE. I UNDERSTAND HOW IMPORTANT CREDIT IS, AND I KNOW THAT CREDIT REPAIR CAN ONLY BE ACHIEVED WITH THE HELP OF PEOPLE WHO FULLY UNDERSTAND THE WAY IT WORKS.” JOY SAYS.

Now that Joy has found her footing in the credit repair business, she recognizes that mindset is the most important thing. In addition, she stresses that no one is going to believe in you more than you, so it is crucial that you believe in what you do wholeheartedly.

To join the credit repair business Joy had to overcome her fears, which mostly related to not affording bills and needing money. Now that she is successful, she can state that success is not about the money, but about the people.

“SUCCESS ISN’T JUST FOR ME, IT IS FOR MY FAMILY. DO YOU KNOW HOW MUCH JOY YOU CAN GET JUST FROM HELPING SOMEONE ELSE? SUCCESS IS GIVING BACK TO MY COMMUNITY AND CHURCH WHILE BEING ABLE TO LIVE MY LIFE.” JOY STATES.

In order to give back, Joy is planning on running credit education seminars in her community of Williamstown, N.J. This would increase her community’s knowledge about credit, and in turn lead to major improvement in everyone’s credit. 

FINALLY, THE CREDIT REPAIR BUSINESS IS GROWING, SO HOW DOES JOY DIFFERENTIATE FROM HER COMPETITION? IT IS VERY STRAIGHTFORWARD. JOY SAYS, “I AM MY OWN COMPETITION. I WANT OTHERS, THOSE WHO I HELP, TO SUCCEED MORE THAN ME.”

Joy truly believes that people are put in certain situations only if they have the capacity to overcome them. She recognizes what it is like to feel stuck and insecure about the next steps in life, but she believes that when a person is in a situation like this, it gives them the opportunity to learn something new. Just like she did when she learned how to repair her own credit. 

So when dealing with life’s roller coaster, Joy advises to learn new things– perhaps starting with credit reparations. Accordingly, if you are looking to repair your credit or simply want to follow Joy’s journey, you can follow her here.

Leave a Reply

Your email address will not be published.